Emergency Loan Application Information




Businesses are a foundation to any community and key to a community's success. When businesses can't operate or have operated at reduced levels due to situations such as an emergency situation, we know they require support.


This program provides financial support to businesses that need a basic care fund and have not been able to operate or have operated at a reduced level for more than 5 days due to the emergency situation.
Financing is provided in the form of a repayable loan with relaxed terms and interest rates.

Loan Amount: Maximum up to $5,000 emergency fund per business based on Business Analyst assessed needs.
• Streamlined Application and Approval Process
• Application will consist of:

  •  Completed Application Form – Specific to this loan program
  • 2 years of financial statements showing at least one year of profitability with most recent Corporate T2 or Personal tax filing
  • Credit Check on owner(s) and business
  • Limited security requirements – Personal Guarantees / Co-Borrower and General Security Agreement
  • Waiver of application fee
  • Pre-approved interest rate of Prime + 2% (for more information, consult our Business Analyst)
  • No payments for up to first 6 months
  • Once the first 6 months have passed, the client can choose to pay interest only for the following 6 months
  • Maximum Amortization/Term of 18 months
  • Offer 2 months of skip payments per year
  • Should greater financial needs be identified, can convert to usual loan process
  • No early payout fees.

Priority will be given to existing and past CF clients in good standing.
The business must:

  • Have been in operation when the emergency commenced
  • When required, have a valid business license or approval to operate from the municipal or regional government

The business owner must:

  • Be prepared to sign a personal guarantee. In the case of not for profit organizations or incorporated companies, a director(s) must sign on its behalf

Eligible Applicants
Any business that:

  • Has not been able to operate or has operated at a reduced level for more than 5 days due to the emergency situation
  • Business must be able to demonstrate a loss or reasonably expectation of reduction of business due to the emergency situation.

Businesses include:

  • for-profit, sole proprietorships, partnerships and incorporated companies, ranches and farms.
  • not-for-profit entities: including co-operatives, social enterprises, charitable

Ineligible Applicants
Government including federal, provincial, municipalities and regional districts.

For more Information please call: 250.845.2522
Please leave a message and a staff member will contact you as promptly as possible.

CF Nadina Emergency Application Information 

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Communities Served

Burns Lake, Granisle, Houston, Telkwa, Topley, Smithers


Community Futures Nadina
2430 Butler Avenue, Unit A
PO Box 236
Houston, BC
V0J 1Z0

T: 250.845.2522